As the stock market may be moving into a dangerous euphoric state from which we
foresee a long-term bear market may begin, Safer Banking Research (SBR) has been launched to
identify some of the strongest banks in the United States that could be best poised to weather a
severe economic storm.
What the Great Depression, the U.S. financial crisis of 2007-2009, and the
European financial crisis of 2010 taught us is that one of the most important goals for an
investor is to be able to protect the money you have earned in as safe a manner as possible
during times of financial crisis.
A Detailed Ranking System To Identify The Safest Banks
To that end, in a landscape of over 4000 U.S. banks, we have developed a detailed ranking
system to identify what we view as the 15 safest banks in the United States!
Our ranking system focuses on 4 main categories -- 1) Balance Sheet Strength, 2) Margins
& Cost Efficiency, 3) Asset Quality, and 4) Capital & Profitability -- each divided into
We then assign a score of 1-5 for each of these 20 key areas to provide as thorough a
ranking as we can and attain reasonable assurance that these are as safe as we would
prefer in order to put our own money into them.
We offer an annual subscription for $599 (discounted to $499 for charter members), which
1) Access to our detailed initial reports on each of 15 top-ranked banks (focusing on 20
key areas of ranking).
2) Monthly updates posted in an interactive forum where members can post comments &
3) Coverage of banks that rank highest in the most populated states not represented by
the branches of our top 15.
4) Reports on top-ranked banks in the EU and Canada.
5) Coverage of brokerage firms in the U.S. that provide adequate public information to assess
their safety for your investment accounts.
We have teamed with Renaissance Research, who has been covering U.S., European, LatAm
and CEEMEA banking stocks for more than 15 years. They provide fundamental analysis,
DCF/multiples valuation, and commentaries on price-sensitive events. They have been
top-ranked in banking research by a variety of polls, including Institutional Investor
and Thomson Extel.
We want to highlight and stress that we take no financial remuneration from these banks
in any manner whatsoever. The only financial relationship we may have with these banks
is within a debtor/creditor relationship, wherein we expect to put our own money into
accounts held at the banks we outline in this service. Our sole goal is to find the
safest banks possible.